Promotion Details

Toro - Financing Promotions

Toro - Financing Promotions

End Date: 7/31/2021

Special Financing for Homeowners and Contractors

Purchasing Toro products is easy and affordable with special Toro sponsored finance promotions available through your participating independent Toro dealer. Both revolving charge (Toro Credit Card through Citi) and installment loan (Sheffield Financial) programs are available. Your dealer may offer either one or both options...just ask them. You may apply online and get a decision in seconds or visit your participating Toro dealer today!

Note: Online applications are completed through the Citi or Sheffield Financial websites. Citi's and Sheffield’s privacy statements and website terms and conditions apply. Toro Credit Card is issued by Citibank, N.A.

Toro Credit Card is issued by Citibank, N.A. Visa® Prepaid Cards are issued by Metabank®, Member FDIC, pursuant to a license from Visa U.S.A. Inc.


No Interest/Payment for 5 Months then 0% Interest for 42 Months [0.94% APR*]

> On purchases of $1,500 or more

> Valid 5/01/21 - 7/31/21

> Cannot be used in combination with Dollars Off Promotions

Sheffield Finance

> Installment Loan

> Min Finance amt $1,500

> No down payment required

> Promotion fee will be charged

Mow NOW Pay LATER – No Payment for 150 Days; thereafter, 0% for 42 Months [0.94% APR*]

*Example: On a 5/1/2021 financed amount of $7,500, your down payment is $0, no payment for 150 days followed by 42 monthly payments of $182.15 each. Interest rate is 0% [APR is 0.94%].

Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. Rate advertised is based on minimum bureau risk score of 700. See your local dealer for details. Minimum amount financed $1,500; Maximum amount financed $50,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 5/1/2021 and 7/31/2021. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $150.00. Offer subject to change without notice.


0% For 48 Months [0.81% APR*]

> on purchases of $1500 or more on New Toro Outdoor Power Equipment.

> Valid 5/01/21 - 7/31/21

> Cannot be used in combination with Dollars Off Promotions

Sheffield Financial, a division of Truist Bank, Member FDIC

Installment Promo Name: 0% for 48 Months [0.81% APR*]

*Example: On financed amount of $7,500, your down payment is $0 with 48 monthly payments of $158.86 each. Interest Rate is 0% [APR is 0.81% (E)].

Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 700. Minimum amount financed $1,500; Maximum amount financed $50,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 5/1/2021 and 7/312021. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.


0% APR for 36 Payments*

> On qualifying purchases of $3000 or more on New Toro Outdoor Power Equipment when you use the Toro Credit Card. Major Purchase Plan fee of $150 will be added to the Major Purchase Plan Purchase amount.

> A Major Purchase Plan fee will be charged.

> Valid 5/01/21 - 7/31/21

> Cannot be used in combination with Dollars Off Promotions

Citi

0% APR - 36 PAYMENTS*

on qualifying purchases of $3,000 or more when you use the Toro Credit Card. A Major Purchase Plan fee of $150 will be added to the Major Purchase Plan Purchase amount. Offer valid 5/1/21 - 7/31/21.

*With credit approval for qualifying purchases made on the Toro Credit Card at participating dealers. 0% APR until balance is paid in full. The amount of the 36 monthly payments will be equal to the total purchase amount (including taxes) plus the Major Purchase Plan Fee of $150 divided by 36, rounded up to the nearest dollar. Additional monthly payment may be required if you have other balances or late payments. See card agreement for details. Offer valid for accounts in good standing; subject to change without notice. See dealer for details. May not be combined with any other credit promotion offer.

Purchase requirement before taxes, fees, and other discounts and must be made in a single transaction.


0% APR for 18 Payments*

> on purchases of $1000 or more on New Toro Outdoor Power Equipment. Major Purchase Plan fee of $50 will be added to the Major Purchase Plan Purchase amount.

> Valid 5/01/21 - 7/31/21

> Cannot be used in combination with Dollars Off Promotions

Citi

> A $50 Major Purchase Plan Fee will be charged

0% APR – 18 PAYMENTS*

on qualifying purchases of $1,000 or more when you use the Toro Credit Card. A Major Purchase Plan fee of $50 will be added to the Major Purchase Plan Purchase amount. Offer valid 5/1/21 - 7/31/21.

**With credit approval for qualifying purchases made on the Toro Credit Card at participating dealers. 0% APR until balance is paid in full. The amount of the 18 monthly payments will be equal to the total purchase amount (including taxes) plus the Major Purchase Plan Fee of $50 divided by 18, rounded up to the nearest dollar. Additional monthly payment may be required if you have other balances or late payments. See card agreement for details. Offer valid for accounts in good standing; subject to change without notice. See dealer for details. May not be combined with any other credit promotion offer.

Purchase requirement before taxes, fees, and other discounts and must be made in a single transaction.

Sheffield Financial, a division of Truist Bank, Member FDIC

> $100 Promotion Fee Applies

0% for 18 Months [1.68% APR*]

*Example: On financed amount of $7,500, your Down Payment is $0 with 18 monthly payments of $422.23 each. Interest Rate is 0% [APR is 1.68% (E)].

Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 660. Minimum amount financed $1,000; Maximum amount financed $50,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 5/1/2021 and 7/31/2021. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $100.00. Offer subject to change without notice.


No Interest/Payment for 5 Months

> On purchases of $500 or more on New Toro snow blowers or walk behind lawn mowers

> Valid 5/01/21 - 7/31/21

> Cannot be used in combination with Dollars Off Promotions

Sheffield Finance

> Installment Loan

> Min Finance amt $500

> No down payment required

> Promotion fee will be charged

No Interest/Payment for 5 Months; then 0% for 12 Months [0.76% APR*]

*Example: On a 5/1/2021 financed amount of $7,500, your down payment is $0, no payment for 150 days followed by 12 monthly payments of $629.17 each. Interest rate is 0% [APR is 0.76%].

Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 700. Minimum amount financed $500; Maximum amount financed $50,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 5/1/2021 and 7/31/2021. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $50.00. Offer subject to change without notice.


3.99% APR for 60 Payments*

> A Major Purchase Plan fee will be charged.

> on purchases of $2500 or more on New Toro Outdoor Power Equipment.

> Valid 5/01/21 - 7/31/21

> Cannot be used in combination with Dollars Off Promotions

Sheffield Financial, a division of Truist Bank, Member FDIC

3.99% for 60 Months [4.66% APR*]

*Example: On financed amount of $7,500, your down payment is $0 with 60 monthly payments of $140.38 each. Interest Rate is 3.99% [APR is 4.66%].

Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 660. Minimum amount financed $2,500; Maximum amount financed $50,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 5/1/2021 and 7/31/2021. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.

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